Privacy Policy

We, Swinkpay Technologies (India) Pvt Ltd are registered at 1- VIDHAN SABHA MARG HAZRATGANJ LUCKNOW UP 226001 IN are herein referred to as Swinkpay . At Swinkpay, we value your trust & respect your privacy. This Privacy Policy provides you with the details about the manner in which your data is collected, stored & used by us. You are advised to read this Privacy Policy carefully. By downloading and using the Swinkpay application you willingly give us consent to use & disclose your personal information in accordance with this Privacy Policy. If you do not agree to the terms of the policy, please do not use or access Swinkpay. Note: Our privacy policy may change at any time without prior notification. To make sure that you are aware of any changes, kindly review the policy periodically. This privacy policy shall apply uniformly to Swinkpay applications.

General
We will not sell, share or rent your personal information to any 3rd party or use your email address/mobile number for any unsolicited emails and/or SMS. Any emails and/or SMS sent by Swinkpay will only be in connection with the provision of agreed services & products and this Privacy Policy. Periodically, we may reveal general statistical information about Swinkpay and its users, such as number of visitors, number and type of goods and services purchased etc. We reserve the right to communicate your personal information to any third party that makes a legally compliant request for its disclosure.

Personal Information
Personal information means and includes all information that can be linked to specific individual or to identify any individual, such as name, address, mailing address, telephone number, email ID, credit card number, cardholder name, card expiration date, information about your mobile phone, Aadhaar number, Smart Tags and any details that may have been voluntarily provided by the user in connection with availing any of the services of Swinkpay. When you browse through Swinkpay , we may collect information regarding the mobile/tab devices details, domain and host from which you access the internet, Internet Protocol(IP) address of the computer or Internet Service Provider (ISP) you are using and anonymous site statistical data.

Use or Personal Information
We use personal information to provide you with the services & products your explicitly requested for, to resolve disputes, troubleshoot concerns, help promote safe services, collect money, measure consumer interest in our services, inform you about offers, products, services, updates, customize your experience, detect & protect us against error, fraud and other criminal activity, enforce our terms and conditions etc. We also use your contact information to send you offers based on your previous transactions and interests. We may occasionally ask you to complete optional information and demographic information (like zip code, age, gender, etc.). We use this data to customize your experience at Swinkpay, providing you with content that we think you might be interested in and to display content according to your preferences.

Security
Swinkpay has stringent security measure in place to protect the loss, misuse and alteration of the information under our control. Whenever you change or access your account information, we offer the use of a secure server. Once your information is in our possession we adhere to strict security guidelines, protecting it against unauthorized access. None of your personal information namely credit card number, expiry date etc. is stored in Swinkpay or in our servers as a clear text but only as an encrypted data that cannot be accessed or read by any individual or application.

Consent
By using Swinkpay and/or by providing your information, you consent to the collection and use of the information you disclose on Swinkpay in accordance with this privacy policy, including but not limited to your consent for sharing your information as per this privacy policy.